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Migration decision workspace

Should you stay or switch?

Put the quote, migration work, revenue at risk, payout delay, and reserve terms into one decision report. Every judgment remains visible and editable.

Local-first · shareable URL · no document upload
One report · four questions

Turn a sales quote into a migration decision.

  1. 01Normalize the quoteSame revenue, same transaction mix.
  2. 02Price the moveLabor, overlap, re-authentication.
  3. 03Stress the cash flowPayout lag and rolling reserves.
  4. 04Save the caseLocal copy, URL, or printable report.
Scenario controls

Nothing is uploaded. A shared link contains only the values entered below.

·

01 Current business
02 Target quote

Enter the complete commercial schedule supplied by the provider. Use zero only when the quote explicitly says there is no fee.

03 Migration assumptions
04 Payout and reserve

Use contract terms rather than marketing language. These inputs model liquidity, not provider solvency or account-freeze risk.

Decision signal

First-year result
Payback
Migration risk
Run-rate comparison

Monthly cost case

Target vendor fees
Target effective rate
Annual run-rate difference
One-time migration
Normalized quote

Every entered fee, one scenario.

Modeled monthly total

This normalizes the values you entered. It cannot discover omitted fees, tier thresholds, card-network assessments, taxes, refund treatment, minimum commitments, or contract clauses that are absent from the quote.

Migration economics

Price the transition, not just the API work.

Internal labor
Overlap + vendor fee
First-renewal revenue exposed
Modeled risk points
/ judgment signal

Revenue exposed is not predicted churn. It is the first monthly renewal volume attached to the entered re-authentication share.

Payout stress test

Fees are not the only cash unavailable.

modeled working capital tied up
Charged revenue
After vendor fees
Illustrative first payout
Payout-delay float
Steady rolling reserve
First-month reserve withheld
First-payout conversion

The float and rolling-reserve estimates assume revenue arrives evenly across a 30-day month. Actual payout batches, reserve releases, currencies, refunds, disputes, weekends, and risk actions can differ.

Provider validation list

What must be true before switching.

checks
Route-specific execution

Open the canonical migration playbook ↗
No canonical route published yet

Use this checklist to scope the decision, then request written import, transfer, cutover, rollback, and post-exit procedures from both providers.

Browse documented migration routes →
How to read this report

The decision signal is arithmetic plus disclosed heuristics—not legal, tax, accounting, underwriting, or migration advice. Provider approval, contract terms, transfer support, reserves, and payout timing must be confirmed directly. Saving is device-local; sharing stores the entered values in the URL.