Paddle vs Polar
Two true Merchants of Record for software, with different operating histories, pricing structures, and developer-product emphasis.
No pages made by swapping provider names. Each comparison starts with the legal seller, then explains the differences that change a real decision.
4 launch comparisons · reviewed 2026-07-27Two true Merchants of Record for software, with different operating histories, pricing structures, and developer-product emphasis.
The central payments decision: outsource the legal sale and indirect-tax operations to an MoR, or keep control and remain the merchant with a processor.
A developer-first payment platform versus a wallet-led checkout with broad buyer familiarity; in both cases your business generally remains the seller.
Two modes in the Stripe ecosystem with different legal sellers, responsibilities, eligibility, checkout rules, and total fees.