Transparent estimator

Effective payment cost

Compare public payment formulas, then add the operating costs only you can know. This is a model, not a quote.

13 public formulas · reviewed 2026-07-29
01 / INPUTS

Price the payment. Then price the work.

MoR and direct-payment fees do not buy the same responsibilities. Enter direct and MoR operating costs separately rather than accepting an invented estimate for tax, support, accounting, or compliance.

Volume
Transaction mix
Your operating assumptions
Lowest modeled total first

USD per month. “Partial” means at least one documented or conditional fee cannot be calculated from these inputs.

Side-by-side scenario

Compare two to four.

selected · remove one before adding another when you reach four.

02 / BOUNDARY

Unavailable is more honest than exact.

Quote required: FastSpring. Their complete commercial terms depend on volume, methods, markets, risk, and product scope.

Variable or regional inputs: Adyen publishes method and interchange-based economics. Mollie publishes country- or method-specific rates that this single USD scenario cannot represent safely.

Every partial estimate names its excluded fees. Outputs can also exclude sales tax or VAT collected from buyers, revenue-recognition effects, reserves, provider-specific exemptions, negotiated pricing, and approval or product-eligibility differences.